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Insurance coverage for the diagnosis and treatment of infertility can be arbitrary and inconsistent. Coverage varies widely from state to state and from policy to policy. To help our patients, we have a program that sorts through all of the insurance information and helps couples take advantage of any and all coverage they may have available.
In October 2005 Public Act 05-196 was passed in Connecticut requiring employer groups and health plans to cover medically necessary costs of diagnosing and treating infertility. However, the Act has many limitations and exemptions. Because of these variables, costs for infertility diagnosis and treatment for couples in Connecticut can be minimal or substantial. The following ranges are average costs for an individual couple:
- Diagnostic tests: $500-$2,000
- Most treatments, excluding major surgery and ARTs: $500-$2,000
- Surgical therapies: $4,000-$12,000
- Treatments with one of the ART procedures: $9,000-$15,000
The only way to determine your particular coverage is to work closely with your particular insurance carrier and examine all angles of your plan. At The Center for Advanced Reproductive Services, we have a trained staff dedicated to do just that. Our Insurance Program Coordinators will help couples determine precisely what their insurance plan covers and what you can expect to spend as a result. Click here to learn more about the insurance companies which we participate in.
To find out more about our Insurance services, please contact us. |
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